Detailed Support When You Are interested in Filing Bankruptcy In St. Louis
When filing for bankruptcy, several issues can affect the outcome of your proceedings, issues that should be addressed prior to commencing the filing process. When attending to these issues, the assistance of an experienced bankruptcy lawyer can be an invaluable tool to ensure that you are filing bankruptcy at the most opportune time.
At the law office of Rochelle D. Stanton Attorney at Law, we leverage nearly 30 years of experience to offer extensive support to Frontenac, Missouri, area residents who are interested in filing for bankruptcy.
Bankruptcy can often be a complicated process and the assistance of an experienced attorney is advisable. If you wish to file bankruptcy, our staff can help. Contact our office online or call 314-262-4390 or toll free 888-350-8365 to schedule a free consultation to discuss your specific needs today.
Avoiding Complications
Over the years, our staff has learned proven strategies for avoiding complications during Chapter 7 and Chapter 13 bankruptcy proceedings. This knowledge allows us to offer useful advice to clients who are considering filing bankruptcy:
- If contemplating filing Chapter 7, avoid using credit cards within 90 days of your filing
- Avoid retirement fund withdrawals six months prior to filing
- Reduce the balance of your bank accounts by spending funds on necessities
- Address pending tax refunds of more than $1500
Our experience allows us to offer the guidance you need to ensure the proper timing of your bankruptcy filing, in turn offering you improved chances at efficiently and painlessly erasing your debt worries.
Alternatives to Filing Bankruptcy
Bankruptcy is not the only way to handle your debt. Other options available to you include:
- Contacting your creditors directly to work out arrangements with them.
- Contacting a Credit Counseling Service — a non-profit agency that works with you and your creditors to work out a repayment plan so that your bills can be paid by you in full over a period of time.
- Offering your creditors lump sum payments to cancel the debt you owe them.
Contact our office to schedule a free consultation and find out if now is the right time for you to file bankruptcy. Our office is centrally located near Plaza Frontenac, with evening appointments available upon request.
BAPCPA disclosure: This is a federally designated debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.
The choice of an attorney is an important one and should not be based solely on advertisement.
